Author: admin
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5 Smart Ways to Achieve Mortgage Freedom Sooner
Speed up payments: Switch to biweekly payments to make an extra annual payment and reduce interest over time. Increase payments: Pay more toward your mortgage whenever possible to reduce your principal faster. Make lump-sum payments: Use windfalls like bonuses or tax refunds to make extra payments and lower interest. Weigh your options: Review your mortgage…
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Can 2026 Bring Steady Gains in BC?
High-demand urban neighbourhoods and select suburban corridors expected to lead gains in 2026, driven by employment hubs and limited available listings. 2026 projected avg price $968,141, ↑1.8% indicating moderate growth as supply slowly adjusts to increased market activity. 2026 projected sales 80,342, ↑12.6% reflecting a return of delayed demand and renewed buyer confidence. Market recovery…
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پائیدار تعمیرات میں رکاوٹیں کم کرنا
برٹش کولمبیا کی نئی پرمٹنگ اور فوری ادائیگی کی اصلاحات تعمیراتی شعبے میں تاخیر کو کم کرنے اور نقدی کے بہاؤ کو بہتر بنانے کے لیے متعارف کرائی گئی ہیں، خاص طور پر کثیر المنزلہ رہائشی منصوبوں کے لیے۔ منظوری کے عمل کو آسان اور ادائیگیوں کو تیز کرنے سے منصوبہ بندی میں بہتری، لاگت…
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Are “Good Rates” About to Wake Real Estate?
Slide 1 Rates finally sit in a “good place,” but buyer confidence hasn’t fully bounced back yet. Slide 2 Canada’s nine rate cuts brought major relief, yet affordability still challenges first-time buyers nationwide. Slide 3 Lower borrowing costs usually boost sales, so stronger buyer activity could show up early next year. Slide 4 A recession-triggering…
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Real estate trends for 2026: Why Canada’s future may be brighter than it looks
Canadian real estate is shifting focus amid challenges like high interest rates and affordability issues. Investors are moving from condos to purpose-built rentals, especially family-sized units, with strong demand in Montreal, Quebec City, and Ottawa. Calgary leads as a top market due to population growth and new construction. Seniors’ housing is evolving with large-scale modernization…
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Fraser Valley real estate sales show signs of life in October, up 17% from September
Fraser Valley home sales rose 17% in October from September, driven by motivated sellers adopting realistic pricing amid a buyer's market. Sales totaled 1,123, down 16% year-over-year, with inventory at 10,121 active listings. Benchmark prices fell across all home types, with the composite price at $919,900, down 0.7% from September. Average days to sell ranged…
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Refinancing a Mortgage in Canada: Your Step-By-Step Guide
Owning a home aids in building credit, growing equity, and investing in the future. Refinancing a mortgage can improve loan terms and interest rates, enhancing long-term finances. Reasons for refinancing include obtaining lower interest rates, locking in rates, consolidating debt, and accessing home equity for renovations or investments. The process involves market evaluation, loan application,…
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BC Homes: Strong 2025 Finish Sparks Brighter 2026
Slide 1: BC housing wraps 2025 strong, setting the stage for an exciting 2026 recovery Slide 2: residential sales dipped slightly in 2025 to 72,435 units but show strong rebound signs Slide 3: 2026 sales forecast jumps 12.8%, reaching 81,700 homes across british columbia Slide 4: active listings stay healthy near 45,000 homes, balancing the…
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Your Tax-Free Ticket to First-Time Homeownership!
FHSA lets first-time buyers save tax-free for a home, up to $8,000 in the first year. Contributions are generally deductible, but RRSP transfers to FHSA are not deductible. First-time buyer status differs for opening vs. withdrawing from FHSA. To qualify, you and your spouse must not have lived in a qualifying home you owned in…
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بی سی انٹیریئر ہاؤسنگ مارکیٹ میں اکتوبر میں غیر معمولی بہتری کے آثار
بی سی انٹیریئر کی رئیل اسٹیٹ مارکیٹ نے اس اکتوبر میں غیر معمولی طور پر 1,274 سیلز کے ساتھ روایتی موسمی سست روی کو پیچھے چھوڑ دیا۔ سینٹرل اور نارتھ اوکاناگن میں سنگل فیملی گھروں کی قیمتوں میں اضافہ ہوا، جبکہ ٹاؤن ہوم اور کنڈو کی قیمتیں زیادہ تر کم ہوئیں۔ ساؤتھ اوکاناگن میں کنڈو…