Author: admin
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Planning for Tax Efficiency
Canada's progressive tax system means higher earners face increased tax rates. To manage this burden, consider using life insurance to cover estate taxes and explore insurance-based investment strategies for tax-free retirement income. Family income splitting can also help, through methods like family trusts and spousal loans. Maximize contributions to RRSPs and utilize tax-free savings accounts.…
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How to Get Your Property Sale-Ready in 5 Steps
Enhance curb appeal: A well-maintained exterior creates trust and attracts buyers from the moment they arrive. Declutter and depersonalize: Remove personal items to allow buyers to imagine themselves in the space.
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How to Handle High-Rate Mortgage Renewals
Slide 1: Plan ahead: review income, expenses, and debts to manage higher mortgage payments. Slide 2: Shop around: compare rates and terms with lenders or mortgage brokers for better options. Slide 3: Consolidate high-interest debt into your mortgage to simplify payments and lower total interest. Slide 4: Seek professional advice if affordability feels tight; free…
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کینیڈا میں سبز عمارتوں کے رجحانات میں تیزی
کینیڈا پائیداری کو مرکز بنا کر شہری ترقی میں انقلاب لا رہا ہے، جس کی قیادت Toronto، Vancouver اور Montreal جیسے شہر کر رہے ہیں۔ اہم رجحانات میں ٹھنڈک اور پانی کے انتظام کے لیے سبز چھتیں، اخراج میں کمی کے لیے توانائی مؤثر HVAC سسٹمز، اور mass timber جیسے پائیدار مواد شامل ہیں۔ اسمارٹ…
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Can Urban Growth Survive Canada’s Housing Challenges?
Slide 1: Canada’s housing crisis hits millions with soaring home prices and rental rates. Slide 2: Urban demand, population growth, and immigration outpace housing supply in major cities. Slide 3: Low-interest rates and investor activity pushed average home prices up 35% since 2020. Slide 4: Federal plans target 1.5 million new homes by 2032 to…
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National Day for Truth and Reconciliation
National Day for Truth and Reconciliation honours survivors and raises awareness about their experiences. It's a symbol of Canada's commitment to reconciliation with Indigenous communities. Wearing orange shirts on this day symbolizes respect for survivors and raises awareness about residential schools. May this day inspire a future where every voice is heard, and every spirit…
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Canadian housing investment a bright spot amid trade headwinds
Canada's housing market remains strong due to interest rate cuts and steady consumer spending, despite export declines from US trade policies. While the overall economy contracted, housing investment grew, supported by lower borrowing costs and government programs. However, affordability issues and uneven regional recovery persist. Canada must build 3.2 million homes in a decade to…
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Fraser Valley: Can Buyers Benefit From Steady Inventory?
Fraser Valley sales dropped 13% year-over-year to 931 in August. Sales were 36% below the 10-year regional average. Inventory held steady at just over 10,400 active listings. Condos sold in 41 days, single-family homes 38 days, townhomes 32 days. Market allows buyers to make bold offers as sellers become more motivated.
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B.C. Housing Set for 2026 Bounce
Provincial home sales are expected to drop 2.2% in 2025, then rebound 10.7% in 2026, according to B.C. Real Estate Association. Prices are projected to stabilize, with modest growth of 1–2% next year. Experts highlight that increased sales and stable pricing may encourage more activity in the provincial housing market. Market recovery in 2026 could…
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Canada’s Condo Price Snapshot 2025
New condo prices nationally edged down 0.2% in Q2 2025 but are 0.6% higher than the same quarter last year. Prices remain 1.1% below the 2022 peak but are up 33.3% since early 2017, showing significant long-term growth. Markets vary widely: Montréal, Ottawa, and Edmonton near or at record highs, while Toronto, Vancouver, and Victoria…